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Home leak detection and shutoff water damage is something many homeowners don't think about until it's too late If you answered yes to any of these questions, you've come to the right place It's actually a much bigger problem than you might realize

Insurance claims for water damage are six times more likely than for fire and 10 times more likely than for theft 1. Or did you suffer from water damage caused by a recent leak Water damage is one of the most common and potentially devastating problems homeowners can face

While standard homeowners insurance policies generally cover sudden and accidental water damage, they often exclude damage caused by slow leaks, seepage, or steam over time

Your homeowners insurance policy should cover any sudden water damage due to a plumbing malfunction or broken pipe However, most policies exclude damage to your home that occurred gradually, such as a slow leak, or was caused by regional flooding Additionally, some types of damage related to water, such as mold, may be excluded from your standard policy, depending on the cause When do you need water seepage or leakage coverage

With water damage reporting responsibility for nearly 20% of all property loss insurance claims, and costing the insurance industry $2.5 billion dollars each year, it's good to know what is covered and under what policy. If you have homeowners insurance, you already have some coverage for water damage However, not all types and sources of water damage are covered by a standard home insurance policy We take a look at the ins and outs of what may and not be covered.

Homeowners insurance can pay for damage from certain water problems, including water damage from rain or a leak.

Homeowners insurance usually covers sudden and accidental water damage, like burst pipes or a leaky roof But other types of water damage caused by floods, neglect, or wear and tear are excluded. Does homeowners insurance cover mold remediation Yes, homeowners insurance covers mold remediation if it's a result of sudden and accidental water damage, but not if it's caused by gradual moisture or neglect

What should i do immediately after discovering water damage in my home? Does homeowners insurance cover plumbing leaks Learn what's covered, what's not, and when extra water damage protection may be worth it. Are you wondering if leak detection is covered by your insurance

Are you currently finding trying to find a leak in or around your home and want to know if the service charge to hire a local leak detection company is covered

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